Real estate appraisal services for homeowners in the city of Martinez and Contra Costa County
See the top 7 reasons why CA homeowners hire Martin Appraisal Services:
Do you own a home in or near Martinez? Do you need help deciding the price of your real estate?
We at Martin Appraisal Services understand the individual needs of a homeowner after appraisal services. Our customary business clients understand the appraisal process and the usual documents we provide. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions. Pre-listing Services/For Sale By OwnerSince you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Martin Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value report than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Martin Appraisal Services, we're veterans in helping customers just like you rid themselves of unnecessary PMI insurance. Challenging property tax assessmentsIf you live in a region that is declining or not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Martin Appraisal Services is your strongest weapon. HELOC recently frozen?Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. Martin Appraisal Services can provide you with efficient appraisal that will help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesWould you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for efficiency? Martin Appraisal Services offers field reviews where we'll go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home. |